Knowledge Base

Clear explanations of payment, issuing, authentication and risk services.

Use these short explainers to understand the role of each service before a deeper discussion.

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Payment Basics

What is a Global Payment Gateway?

A gateway transports supported payment messages to contracted endpoints and returns statuses.

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A gateway transports supported payment messages to contracted endpoints and returns statuses. Scope depends on the business model, applicable rules and confirmed service configuration.

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Issuing Basics

What is an Issuing Platform?

An issuing platform coordinates supported card-program configuration and lifecycle operations.

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An issuing platform coordinates supported card-program configuration and lifecycle operations. Scope depends on the business model, applicable rules and confirmed service configuration.

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Risk & Compliance Basics

What is Website Screening?

Website screening reviews merchant websites for risk indicators relevant to payment operations.

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Website screening reviews merchant websites for risk indicators relevant to payment operations. Scope depends on the business model, applicable rules and confirmed service configuration.

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Risk & Compliance Basics

What is eKYC?

eKYC coordinates digital onboarding, verification handoffs and exception review.

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eKYC coordinates digital onboarding, verification handoffs and exception review. Scope depends on the business model, applicable rules and confirmed service configuration.

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Authentication

What is 3D Secure?

3D Secure supports cardholder authentication in online card-not-present payments.

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3D Secure supports cardholder authentication in online card-not-present payments. Scope depends on the business model, applicable rules and confirmed service configuration.

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Authentication

What is an issuer-side ACS?

An ACS applies issuer policy for cardholder authentication within a 3D Secure flow.

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An ACS applies issuer policy for cardholder authentication within a 3D Secure flow. Scope depends on the business model, applicable rules and confirmed service configuration.

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Authentication

Requestor-side 3D Secure vs issuer-side ACS

A comparison of requestor-side integration and issuer-side authentication responsibilities.

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A comparison of requestor-side integration and issuer-side authentication responsibilities. Scope depends on the business model, applicable rules and confirmed service configuration.

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Disputes

What is Dispute Resolution?

Dispute workflows coordinate post-transaction cases, evidence and chargeback operations.

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Dispute workflows coordinate post-transaction cases, evidence and chargeback operations. Scope depends on the business model, applicable rules and confirmed service configuration.

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Knowledge note

Knowledge Base content is educational and general. It is not legal, regulatory, tax, technical certification, or implementation advice. Service scope is confirmed through a direct Vellfi discussion and written agreement.

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