1. Acceptance of these Terms
By accessing or using this website, you agree to these Terms of Use. If you do not agree, you should not use this website.
"Vellfi" refers to the business brand operated by VELLFI PTE. LTD. These Terms apply only to the public website and do not replace any written commercial, service, data processing, confidentiality, or partnership agreement.
2. Website information
The website is provided for general business information and inquiry purposes. Content may describe services, scenarios, concepts, and policies at a high level. Vellfi may update, remove, or change website content at any time without prior notice.
Website content is not legal, regulatory, financial, tax, investment, banking, payment-services, or technical advice. You should obtain appropriate professional advice before relying on any information for a regulated, commercial, or technical decision.
3. No offer, approval, or regulatory representation
Nothing on this website is an offer to provide regulated payment services, banking services, card issuing, credit, money transmission, stored value, securities, investment, legal, or other regulated services in any jurisdiction.
This website does not state or imply that VELLFI PTE. LTD. holds a payment-services licence, financial-services authorisation, MAS approval, card-scheme approval, PCI certification, EMVCo certification, ISO certification, or any equivalent authorisation unless expressly stated by VELLFI PTE. LTD. in writing.
Any service availability, service role, regulated-party arrangement, partner dependency, jurisdictional scope, and commercial terms must be assessed separately and documented in a signed agreement.
4. Permitted website use
You may use this website only for lawful business-information and inquiry purposes. You must not misuse the website, attempt unauthorised access, interfere with security, upload malicious code, scrape content at scale, impersonate another person, submit false or misleading information, or use the website for unlawful, deceptive, harmful, or infringing activities.
5. Intellectual property
All website content, page structure, text, graphics, service names, logos, trade marks, and other materials are owned by or licensed to VELLFI PTE. LTD., unless otherwise stated. You may not copy, modify, distribute, publish, or commercially exploit website content without prior written permission, except as permitted by applicable law.
6. Third-party links and references
This website may refer to third-party websites, laws, standards, schemes, or services for context. Such references do not mean endorsement, partnership, licence, approval, certification, or responsibility for third-party content unless expressly stated in writing.
7. Privacy and cookies
Personal data and cookie practices are described in the Privacy Policy and Cookie Notice. Do not submit sensitive operational data, identity documents, card numbers, credentials, biometric information, or transaction records through public website forms.
8. Disclaimers and limitation of liability
The website is provided on an “as is" and "as available" basis. To the maximum extent permitted by Singapore law, VELLFI PTE. LTD. excludes warranties, representations, conditions, and liabilities arising from website access, website unavailability, inaccurate or incomplete content, third-party links, or reliance on website information.
Nothing in these Terms excludes liability that cannot be excluded under applicable law.
9. Governing law and disputes
These Terms are governed by the laws of Singapore. Subject to any mandatory applicable law, the courts of Singapore have jurisdiction over disputes relating to these Terms or the website.
10. Contact
Business inquiries may be sent to info@vellfi.com. Data protection inquiries may be sent to privacy@vellfi.com.
Registered office: 1 North Bridge Road, #17-05, High Street Centre, Singapore.